Saving money

You can never get rich simply by saving. The key is to focus on making enough money, then start thinging about re-investing what you earn so that you eventually can get rich.

Want to save money? Very few have full control over consumption, but with some sensible saving tips you can cut costs in an efficient manner without affecting your standard of living.

Saving Tips

Here are some great tips for saving for those who want to save money:

• Never buy anything you do not need.
• Buy specials, but only if it's something you actually need.
• Not buy something " because it's cheap." It is not a purchase point. If you had it would have had to rack rates, it is likely that there is something you do not really need even if it's on offer. Yellow posters that read " 50 % Savings! Discount! " may be a trap.
• Save X % of your income each month. Save on the high-interest bank accounts, mutual funds or currency speculation.
• Pay down your debt first animals (the debt with the highest interest rate).
• Pay bills when due. After the due date accrue interest and fees, this is a totally unnecessary expense. Have a buffer in reserve (for example, 3 months salary) in case of unforeseen expenses. This ensures that you are able to pay bills when due.
• Collect all of your loans if you can get more favorable loan terms that you save money.
• Save money on loans, insurance, electricity, mobile and other fixed costs by examining whether there are better deals. Use pages finansportalen.no and telepriser.no and konkurransetilsynet.no. And remember: do not use money that you do not need (example: you do not need an expensive security insurance in a blender purchased Elkjøp, you do not need to heat your home during the night).
• Save Tax by getting all the deductions you are entitled to, and make favorable tax adjustments in the private economy. Pay any arrears before the deadline, you will not have interest there too.